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Bad Credit Payday Loans
What is a payday loan? The payday loan with bad credit is an installment loan that helps you get a personal loan, regardless of whether you’ve experienced credit issues. If you have a poor reputation or credit scores on the credit report, then you may not be able to get the loans you require via …

Mayors and County Director share legislative priorities
BERNALILLO – Local government leaders in the Rio Rancho region are pushing to hold their own elections and secure state funds for local projects during the next legislative session. Mayors Gregg Hull of Rio Rancho, Jack Torres of Bernalillo and Jo Anne Roake of Corrales, and Sandoval County Director Wayne Johnson spoke about their legislative …

Five tips for getting an insanely low rate on a personal loan
Personal loans are popular options for Australians looking to finance home renovations and other large expenses. With personal loan rates at record highs, they are also useful tools for debt consolidation and repayment. Cheap interest rates and lightning-fast online application and approval times are big pluses, but there are a few important things to consider …

Community foundation pledges $ 25,000 for financial empowerment
Community foundation pledges $ 25,000 for financial empowerment Focus on financial advice to make sound financial decisions PATERSON, New Jersey – The Community Foundation of New Jersey announced today that it has pledged $ 25,000 for the financial empowerment of residents of Paterson. The funding will take the form of a grant to the Paterson …

Are you considering a car title loan? Understand these 4 things
Auto title loans are a type of personal loan secured by your vehicle. This loan allows you to borrow an amount up to the full value of your car, less any equity or trade-in value. This is a good option if you need the cash quickly and have collateral for a sufficiently large loan. There …

FTC ITMedia Policy on Misuse of Customer Information
Wednesday, January 12, 2022 On January 6, 2022, the Federal Trade Commission reached a $ 1.5 million settlement with loan application company ITMedia Solutions LLC (“ITMedia”) over alleged violations of the FTC Act and Fair Credit Reporting. Act (“FCRA”). The FTC alleged that ITMedia deceptively acquired and indiscriminately shared consumers’ sensitive personal information under the …

DailyPay updates its wallet to fight overdrafts and late fees
To combat overdrafts, payday loans and late fees, DailyPay updated its existing digital wallet program with a feature that allows users to see their hard-earned money in their accounts arriving in real time. “We’ve improved it so you can see your transparency and see how much you’ve earned in real time,” said Jeanniey Walden CIMO. …

7 Best Ways To Pay Off Credit Card Debt
Editorial credit: Onchira Wongsiri Do you know the percentage of people who have credit card debt? A study shows that up to 30% have $ 5,000 or less in debt. 21% have more than this amount. We are talking about more than 40 million people who find themselves in such situations. You may very well …

LIFE HACKS: Dealing with crippling debt doesn’t mean declaring bankruptcy
Unfortunately, it is not difficult to find yourself in financial difficulty. Sometimes getting back on its feet just means getting help with budgeting or restructuring payments. Other times, however, more help is needed. That’s when professionals like Dawn Golding step in. Golding is a Licensed Insolvency Trustee with Golding & Associates Limited based in Kentville …

Crypto guarantees on loans can be prohibitive; Here’s how to fix it
For investors who ‘own’ – from the enthusiastic novice to the whalebone with a diverse cryptocurrency portfolio – one of the problems of buying and holding crypto is that of liquidity. While we would all like to have enough wealth to pour massive amounts into crypto and still have a lot of fiat for things …

4 things young Americans should know about credit cards in 2022
The new year is here, and it is traditionally the time for new beginnings. You probably have a lot of exciting or anxiety-provoking things, whether your New Years Resolutions include using up your gym membership or meeting career goals. Credit cards in your wallet are probably far from the first thing on your mind. However, …